One of the greatest benefits of ARRL membership is the ability to purchase insurance on your amateur radio equipment. The premium is $1.40/$100 value (minimum premium $20) and covers your equipment for various losses with either a $25 deductible to repair or $50 to replace. For example, your resident blogger was able to cover his station equipment for $32/year! Considering we live in the lightning capital of the world, it’s definitely worth looking into.
Go to the website at https://www.arrlinsurance.com/ and check it out!